This is still the easiest way to lower your mortgage payments

 This is still the easiest way to lower your mortgage payments

Yahoo Homes

By Sarita Harbour
July 16, 2014 9:23 PM

Looking to reduce your monthly mortgage payments? Depending on your situation, refinancing could still be your best option for achieving this goal.

“Refinancing is a great way to lower your mortgage payment,” says Bennie Waller, professor of finance and real estate at Longwood University in Farmville, Virginia.

And while rates are higher today than they were a couple years ago, for some homeowners, today’s rates are still low enough for refinancing to make sense.

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